Full Coverage Car Insurance in Fort Lauderdale


Providing you a seamless experience to finding full coverage car insurance in Fort Lauderdale.





Why You Should Get Full Coverage Car Insurance in Fort Lauderdale



Have you searched for the coverage car insurance in Fort Lauderdale but ended up with just the coverage required due to costs? Though it might seem like you got a great deal, you might regret not getting complete coverage car insurance. This could be problematic if you should get into an accident and find that the repair expenses won't be covered by your insurance provider on your own vehicle. Unfortunately, numerous drivers in Fort Lauderdale have found out the hard way. Paying for full coverage car insurance in Fort Lauderdale offers you greater protection than the mandated minimumsfor accidents where you are not at fault. But this would mean higher prices. The upside of prices of full coverage car insurance is comfort knowing that your car you, and anyone else are covered. Think about getting full coverage car insurance in Fort Lauderdale if you've got a new car and drive frequently, own a home, and have assets to protect.

Percentage of Traffic Fatalities Caused by Alcohol in Fort Lauderdale

27 %

Percentage of Traffic Fatalities Caused by Speeding in Fort Lauderdale

21 %

Percentage of Traffic Fatalities Involving Cyclists in Fort Lauderdale

27 %

Percentage of Traffic Fatalities Involving Pedestrians in Fort Lauderdale

12 %


Average Price of Full Coverage Car Insurance in Fort Lauderdale by Credit Score



  • 4,426.90

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,782.32

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,331.15

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 2,182.62

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in Fort Lauderdale

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance Fort Lauderdale FL content image

The upside of high costs of becoming full coverage car insurance in Fort Lauderdale is comfort knowing that anybody else involved in an accident, your vehicle, and you are covered.


When Do You Not Need Full Coverage Car Insurance


For those who have an older vehicle, it could be best to ditch getting collision policy in Fort Lauderdale. Let's say your vehicle is worth ,500, and you've got a ,000 deductible. If you get in an accident, your insurer in Fort Lauderdale will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance policy won't kick in unless you get into major injury --one over ,000 in damages. Meaning, you may be spending over /year paying. A more sound idea would be to put money aside and make an accident fund should the worst were to occur --then you'll be ready. By law, you're required to carry liability insurance. Having liability insurance ensures that if you're at-fault, property damages or other people's bodily are covered by your own insurance. So in with an older car, you may want to opt for just getting liability insurance policy .

Percentage of Traffic Fatalities Caused by Alcohol in Fort Lauderdale

24 %

Percentage of Traffic Fatalities Caused by Speeding in Fort Lauderdale

23 %

Percentage of Traffic Fatalities Involving Pedestrians in Fort Lauderdale

27 %



How Much More You'll Pay for Full Coverage in Fort Lauderdale By Age


Age DemographicPercentage More You'll Pay
Full Coverage in Fort Lauderdale for Drivers Between 16-197,631.79
Full Coverage in Fort Lauderdale for Drivers Between 20-294,032.92
Full Coverage in Fort Lauderdale for Drivers Between 30-393,058.29
Full Coverage in Fort Lauderdale for Drivers Between 40-492,994.49
Full Coverage in Fort Lauderdale for Drivers Between 50-592,797.66
Full Coverage in Fort Lauderdale for Drivers Between 60-692,854.68
Full Coverage in Fort Lauderdale for Drivers Between 70-793,476.38



How to Get the Best Full Coverage Car Insurance in Fort Lauderdale

It's a fact that having full coverage car insurance in Fort Lauderdale will be more expensive than other types of coverages, but there are ways to make it cheap and save you money on your bill. The lower your deductible, the more you'll end up covering every month for your full coverage car insurance. As previously mentioned, if you create an collision fund and put aside some money it is possible to end up raising your deductible and have lower monthly payments. Another thing you can do is make sure you maintain any discounts you might be entitled to. Estimates comparison shopping can save you thousands each year on your auto insurance bill. There are a multitude of insurance companies in Fort Lauderdale vying for your business and many will vary in costs by hundreds. If you are not comparing quotes from various insurance providers, you won't ever know if you are getting the quote on your full coverage car insurance plan.


Having full coverage car insurance in Fort Lauderdale will be more costly than other types of coverages, but there are ways to make it low-cost and save you money on your annual bill.