Auto Insurance in Fort Lauderdale, FL


Providing a fast and stress-free experience when looking for auto insurance in Fort Lauderdale.





Auto Insurance in Fort Lauderdale and What You Need to Know



Shopping for quotes on auto insurance in Fort Lauderdale from many companies is critical if you wish to locate auto insurance in town. The price of what your acquaintances and friends cover for auto insurance in Fort Lauderdale will differ based on numerous factors--such as your age, driving, and location history. To help lessen some of your legwork on shopping for auto insurance in Fort Lauderdale, we've accumulated auto insurance rates for you from town. We've found the alternatives for many sorts of drivers. We've also listed a couple of crucial factors that affect how much you pay for car insurance in town.

Percentage increase in Fort Lauderdale car insurance costs compared to national average

65.32 %

Percentage increase in Fort Lauderdale car costs compared to average in Florida

25.62 %

Percentage decrease in Fort Lauderdale car insurance costs compared to most expensive in Florida

24.01 %

Full Coverage Car Insurance

Protect yourself, others and your passengers. Discover what driving with full coverage in Fort Lauderdale can provide you beyond the peace of mind knowing that everything and everybody is protected.

Liability Car Insurance

Meet the insurance requirements for driving in Fort Lauderdale with a liability auto insurance coverage plan. You are always better off being protected than not being protected whatsoever.

High Risk Car Insurance

Finding the best high risk car insurance in Fort Lauderdale can be daunting. We help you weave through the noise so you can get the best car insurance rate in Fort Lauderdale should you a high risk coverage plan.

Home and Auto Insurance

Bundle your home and auto insurance coverage in Fort Lauderdale all so you can deal with companies and save. Find out if a home and auto insurance package is ideal for you.


Your Driving Record Matters When Getting Auto Insurance in Fort Lauderdale

We have been a part of it or've all seen the story before. You are getting quotes for car insurance in Fort Lauderdale and searching for the very best deal on an insurance program. You receive a car insurance quote that is affordable and gives all the coverage choices you are trying to find. Afterward the insurance company informs you that the cost of this insurance premium is more important than you were originally quoted and comes back. What happened? It might be due to insurance points. If your driving record from the state's department of motor vehicles comes revealing your car insurance rates in Fort Lauderdale could be significantly higher compared to pricing that the insurance provider originally quoted.


best home and auto insurance Fort Lauderdale FL

Your Type of Car Plays a Role on Car Insurance Costs in Fort Lauderdale

For certain kinds of vehicles, you'll find an assortment of factors that determine how much you will pay for auto insurance in Fort Lauderdale. The horsepower your vehicle gets, the likelier you confront and will speed the threat of a crash. They're more costly to cover since cars with more power are involved in more accidents. But a massive SUV could push the price of your auto insurance in Fort Lauderdale up because of its capability to inflict a substantial quantity of damage on other vehicles. If you are seeking to get the car insurance, consider cars in the midsize group, like sedans SUVs, or minivans. The price is also weighed on by A vehicle's worth. It is best to think about more lower-priced vehicles in the event you're watching out for extra insurance savings.

Vehicle TypeAnnual Average Cost of Car Insurance
Car2,638.36
Luxury2,433.87
SUV2,246.85
Van2,067.30
Truck2,019.91



best home and auto insurance Fort Lauderdale FL

Cost of Car Insurance in Fort Lauderdale by Gender and Marital Status

Gender is no longer a variable which can be used to calculate auto insurance prices. As for your marital status, however, it may influence your rates on auto insurance in Fort Lauderdale. Married couples are more likely to be given a reduced auto insurance rate than individuals. Never-married individuals have a higher likelihood of accidents than women and men. Besides singles that are young, divorced people and older widows see higher prices on auto insurance in Fort Lauderdale. For having a national partner, you may be given a discounted insurance fee. But that practice is not prevalent. The fact is that married couples are not inclined to enter car accidents. There are a variety of theories about why this could be the situation; some sources say married drivers drive than their single counterparts. Sources hypothesize that drivers have more secure and less risky lifestyles compared to singles. In any event, you got married or are married, in case, then you could qualify for a car insurance rates in Fort Lauderdale.

Where You Live in Fort Lauderdale Affects Car Insurance Costs

Annual savings for car insurance in smaller towns near Fort Lauderdale

15 %

Annual savings for car insurance in medium sized cities near Fort Lauderdale

6 %


The five-digit quantity that informs the post office in can save or cost you thousands of dollars annually on car insurance in Fort Lauderdale. The discrepancies in automobile insurance policy prices by zip code have little to do with the manufacturers and models of cars and much associated with the crime. Cities with high levels of injuries and theft claims see higher insurance premiums because specific zip codes are lumped by firms collectively. City drivers almost always pay. More cars mean more accidents, to put it differently. Zipcodes with roads that are less developed might even see higher auto insurance rates.

Average Costs of Auto Insurance in Fort Lauderdale by Types of Coverage


Type of Auto Insurance CoverageAverage Annual Rate
Without Comprehensive or Collision1,840.47
Auto Insurance with Comprehensive Only2,171.75
Auto Insurance with Comprehensive and Collision3,202.40


Your Credit Affects Your Car Insurance Costs

Aside from your driving history and the kind of automobile you drive, your credit score can affect what you pay for auto insurance in Fort Lauderdale. Businesses utilize credit-based insurance policy when deciding the price of your car insurance prices. Studies indicate that using this particular score helps whenever someone is more likely to get into an accident, insurance is predicted by insurance businesses. A credit-based car insurance policy makes it possible for insurers to estimate the fairest rate for every client. So, in the long term, yes, your credit score can affect your prices on auto insurance in Fort Lauderdale. Despite the fact that your credit history plays significantly when it comes to pricing your auto insurance, it is important to focus on the items which you can control, such as paying your bills on time and keeping an eye.

Average car insurance rate changes in Fort Lauderdale based off credit scores.

67 %

Max car insurance rate changes in Fort Lauderdale based off credit scores

143 %


92 percent of the car insurance companies in Fort Lauderdale now think about your credit rating when calculating how much you will pay for auto insurance.



Fort Lauderdale Car Insurance Rates by Age

The rates for auto insurance in Fort Lauderdale vary by age group. This is because age groups are more of a responsibility to pay than others due to a likelihood of costly claims and injuries. The drivers have a tendency exhibit behavior that is more reckless than older drivers and to have the maximum quantity of traffic incidents. They're the most expensive to insure, typically, as an outcome. Auto insurance costs in Fort Lauderdale fall off for adults once they start to settle around age since they get more experience and also get into injuries in comparison with teens. This trend continues until drivers reach their seventies, where auto insurance costs begin to grow again. But even though age is among the most crucial variables that play into the cost of car insurance in Fort Lauderdale, the impact of age on auto insurance rates could vary from state to state. However, you typically will see that the youngest drivers regularly paying the most massive sum for an Fort Lauderdale auto insurance plan.

best home and auto insurance Fort Lauderdale FL


Getting the Best Auto Insurance Rates in Fort Lauderdale


Shopping for and buying auto insurance in Fort Lauderdale may sometimes look to be an unwelcome cost and experience. It's one that you may do to protect you from financial loss related to a traffic wreck, automobile theft, natural disaster, or another occasion. None of us wants to spend more than we will need to for getting auto insurance in Fort Lauderdale, but it's not always clear how to secure auto insurance rates. The only way is to search around. Insurers supply an assortment of discounts, which might mean lower insurance prices who meet requirements that are specific or if they're even looking to package their car insurance. Take the opportunity to examine the prices across different vendors and compare them before you select which kind of auto insurance in Fort Lauderdale is excellent for you.